How much does MRI cost in Gilroy, California | Best rate: $320

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AffordabbleScan • Feb 1, 2022 • 2 min read

MRI cost Gilroy, California

MRI scan cost in California
MRI cost in Gilroy ranges between $320 - $4,923 based on analysis of 15 imaging centers in Gilroy, California. Self-pay patients pay as little as $320 while high-deductible patients pay between $3937 - $4923 for the MRI scan. Find out how you can negotiate the best rate for your scan. And compare prices for MRIs near me.

MRI scan costs in Gilroy by insurance coverage & health care plans

MRI study price w/o contrast Price range
MRI cost for fully-insured patient (25% co-pay) $984 - $1,231
MRI cost for high-deductible plan $3,937 - $4,923
MRI cost for Medicare / Medicaid insurance (20% co-pay) $96 - $140
MRI cost for a self-pay patient $320 - $817

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Cash MRI price by city in California

Insured MRI scan cost Gilroy

At hospitals in Gilroy, patients with health insurance can expect to pay a copay between $984 and $1,231, which is 25% of the total cost of the MRI scan procedure. To avoid additional charges, patients need to ensure the radiologist is also in-network, otherwise their fees will need to be paid in full. Also, if you haven't met your yearly deductible yet, you will be likely billed the full procedure list price ($3,937 - $4,923) and your insurance coverage will kick-in only after meeting the yearly deductible.

If your insurance plan has limited coverage for imaging procedures or high-deductible, you can use our patient asssist program to compare other insurance plans to rightsize your insurance coverage to meet your needs.

Medicare MRI scan cost Gilroy

Medical & Medicare are the largest payers for healthcare in Gilroy, so they negotiate the best rates. They can pay between $481 and $700 per scan, patients can expect to pay price ranges as little as $96 in copay . Keep in mind there is a high chance that doctors will deny an MRI scan referral, as Medicare only covers the cost of medical imaging in very selective cases.

High-deductible MRI scan cost Gilroy

Almost 40% of all adult patients have high-deductible health plans, which means they need to meet their deductible of up to $13,000 per family before their insurance kicks-in. They can expect to pay the full price for the MRI scan ($3,937 - $4,923). For these patients, the best option is often to pay in cash.

Cash MRI cost Gilroy

Self-pay patients can get a discount of up to 80% by using a service such as AffordableScan and can get an MRI scan for cash price as little as $320. Our partner testing facilities are able to use their excess capacity and pass the savings to our patients.

MRI scan costs by procedure type & body part in California

  • MRI scan of spine: $320 - $4,923

About MRI procedures

MRI scan is an image of internal body organs that radiologist look at to evaluate medical injuries. According to articles published in USA Today, the MRI scan medical procedure cost varies widely based on facility & location. There are about 3,000 hospitals with imaging centers, that need to pay for they expensive emergency departments, so they charge the insurance companies extra for their patients' use of imaging services. As of now the imaging procedure prices are about 10x what they are in Europe .

Tips for saving on MRI scan in California

  • Shop around for the best price (get a quote for facilities near you).
  • Don’t hesitate to ask for pricing infromation & compare prices for procedures with and without contrast.
  • Look for facilities that work with a teleradiologist, those provide much better reading costs.
  • Ask about all the fees - do they include the cost of the MRI scan and the cost of the radiologist reading?
  • Take your doctor referral with you to another facility – your referral might be issued for one of the most expensive hospitals in the area.
  • Use a patient concierge service such as AffordableScan to get a quote and schedule and appointment. We'll be happy to assist you.

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