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May 25, 2021

How much does an MRI cost without insurance?

By Concierge at AffordableScan | 4 min read

Read time: 4 min

MRI scan is a painless, non-invasive procedure to get images of your body. An MRI without health insurance can cost you as little as $250.

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Insurance denying the claim - Need to get an MRI scan without insurance?

Insurance denying a claim for diagnostic imaging services?  Do you need imaging MRI procedures without insurance? Insured patients suffer from high healthcare costs for MRI, CT, and Ultrasound scans and these patients pay up to $6,000 for an MRI or another imaging procedure.  Thankfully, there are options and alternatives both insured and uninsured patients needing imaging scans. Stand-alone imaging centers allow patients to obtain necessary medical scans while avoiding high out of pocket costs, and time-wasting haggling with health insurance companies. If your insurance denies you a scan, you can go the cash route and instead of waiting 3-4 weeks for your insurance approved the appointment, you can get the next day MRI appointment through one of the AffordableScan facilities.

Medical Imaging Centers:

Medical imaging facilities unrelated to “in-network” doctors and hospitals offer services for cash-pay patients.  These facilities work with patients and their referring doctors to provide images as well as the radiologist report vital for the treatment of the presenting condition. Furthermore, these centers offer excellent cash pay discounts, and often bundled discounts for more than one scan needed. Moreover, the wait that patients endure haggling with insurance companies poses a huge challenge when the time is of the essence.  Perhaps, the best advantage of these facilities is the ability to provide same day or next day appointments required for efficient follow-up care. So the good news is that you can findMRI without insurance for a better price than through your high-deductible insurance

MRI no insurance cost in California

  • MRI scan cost of the Cervical Spine: $450 - $1,200
  • MRI of the Head: $350 - $975
  • MRI of the Foot: $300 - $750
  • CT of the Brain: $315 - $800
  • CT of the Lumbar Spine: $375 - $1,000
  • CT of the Pelvis: $600 - $1,200

MRI uses

The following are examples in which an MRI scanner would be used:

  • anomalies of the brain and parts of spinal cord
  • tumors, cysts, and other anomalies across soft tissues and relevant body part
  • high-quality machines (1.5T - 3T+) can help with breast cancer screening for women
  • injuries or abnormalities of the joints, such as the back and knee and other musculoskeletal body part
  • certain types of heart problems
  • diseases of the liver and other abdominal organs
  • the evaluation of pelvic pain in women, with causes including fibroids and endometriosis
  • suspected uterine anomalies in women undergoing evaluation for infertility

This list is by no means exhaustive. The use of MRI technology is always expanding in scope and use. Note, in some cases doctors prefer to start with a Rx for X-ray as most often these are more affordable. But to get a really precise reading an MRI or CT scan is preferred.

I might need a larger medical procedure, should I proceed with the cash route?

It depends, you might better of first getting your diagnostic imaging done, so you can have a better understanding of your future medical needs. At any point of time you can also compare insurance plans to decide if you want to continue to go the cash route, or sign-up for an insurance plan.

Not sure where to start?

SEE HOW MUCH YOU CAN SAVE
Our concierge will help you find the most affordable imaging center

How to start and schedule an MRI procedures without insurance?

If you are interested, you can also check out a comparison of prices in California.

First, obtaining a doctor's referral is an important step to finding a stand-alone medical facility. Next, remember to make the best, a most informed medical decision, it is always best to use a third party company who is familiar with the industry.  These agencies are equipped to help patients make decisions for the betterment of their health, at the most affordable price.

Looking to save money? Get a quote for an MRI price with our partner service.

How to save money on cost of an MRI procedures with no insurance in California?

  • Take your doctor's referral to the facility that offers you the best price for MRI procedures and you can get there an MRI scan without insurance
  • Shop around across 4-10 facilities to find the best deal for you, focus also on free-standing imaging facilities
  • Cost vary for HSA accounts & health plans - pay in cash to save 40-80% of the cost
  • Consider doing this MRI in the large metro area (Los Angeles, Chicago, Dallas) that have more competitive rates

Not sure where to start?

SEE HOW MUCH YOU CAN SAVE
Our concierge will help you find the most affordable imaging center
Concierge at AffordableScan | 4 min read

The concierge team at AffordableScan works with top experts & doctors in the industry to publish the latest research & news on affordable medical care in the US.