An MRI in Florida can cost anywhere between $321-$6570 based on the analysis of 250 medical providers who perform them. Patients paying cash can pay as little as $272-$725 for an MRI scan.
Below you will learn tips on how to negotiate the best rate for your scan:
|Insurance||Hospital MRI costs||Imaging center MRI costs|
|Insured patient||$160 - $1,643 |
|$80 - $986 |
|High-deductible patient||$641 - $6,570||$321 - $3,942|
|Medicare/Medicaid patient||$54 - $124 |
|$36 - $83 |
|Cash patient||$318 |
|$272 - $518|
At hospitals in Florida, insured patients can expect to pay a 25%
co-pay which considering an MRI cost between $641-$6,570 can translate to a copay of $160-$1,643. Please make sure that the radiologist is in-network, otherwise, you’ll pay a higher out-of-network price.
Medicaid & Medicare are the largest payers of hospital & imaging centers in Florida, and for this reason, they get the best-negotiated rates. They can pay as little as $272-$622 dollars per scan, so as a patient you can expect a co-pay price ranges between $54-$124. Keep in mind there is a big chance your doctor will deny you an MRI referral, as Medicare is very selective in which cases of medical imaging it covers.
Almost 40% of adult patients belong to high-deductible plans, who need to meet their deductible of up to $13,000 per family before the insurance kicks in. Considering this, they can expect to pay the full price of MRI scan, so their best option is to pay in cash (see below).
Self-pay patients through platforms such as AffordableScan can get up to an 80% discount in Florida by booking unused appointments from an imaging clinic. This could mean getting an MRI scan for as little as $321.
An MRI scan is a procedure that uses a large magnet to produce images of internal body organs & soft tissues. According to articles published in USA Today, the MRI cost varies widely based on facility & location. There are about 3,000 hospitals with imaging centers that need to pay for their expensive emergency departments, so they charge insurance companies high prices for their patients' use of imaging services.
Did you know? Imaging procedure prices in the US are about 10x what they are in Europe.