How much does an MRI cost in Florida?

Insured MRI cost

At hospitals in Florida, insured patients can expect to pay a 25%
co-pay which considering an MRI cost between $641-$6,570 can translate to a copay of $160-$1,643. Please make sure that the radiologist is in-network, otherwise, you’ll pay a higher out-of-network price.

Medicare MRI cost

Medicaid & Medicare are the largest payers of hospital & imaging centers in Florida, and for this reason, they get the best-negotiated rates. They can pay as little as $272-$622 dollars per scan, so as a patient you can expect a co-pay between $54-$124. Keep in mind there is a big chance your doctor will deny you an MRI referral, as Medicare is very selective in which cases of medical imaging it covers.

High-deductible MRI cost

Almost 40% of adult patients belong to high-deductible plans, who need to meet their deductible of up to $13,000 per family before the insurance kicks in. Considering this, they can expect to pay the full price of MRI scan, so their best option is to pay in cash (see below).

Cash MRI cost

Self-pay patients through platforms such as AffordableScan can get up to an 80% discount in Florida by booking unused appointments from an imaging clinic. This could mean getting an MRI scan for as little as $321.

Cost of MRI scan for special procedures

• • MRI scan without contrast: $272 – $6,570

Tips for savings on MRI scan price in Florida

• Shop around for the best price & don’t hesitate to ask for a discount
• Look for facilities that work with a teleradiologist, those provide much more affordable imaging reading costs
• Ask about all the fees. Do they include the cost of MRI and the cost of the radiologist reading?
• Take your doctor’s referral with you to another facility to price compare. Your referral might be issued to one of the most expensive hospitals in the country, but you are free to take it to any other facility of your choice within the state
• Find the most suitable machine for your type of scan. – if you need an MRI for a knee or a shoulder, you don’t need to do it in the “Ferrari” of MRIs machines, which will cost you thousands of dollars. For these cases, you can use a clinic that has high-quality but simpler machines, which will cost you a fraction and will do the job equally well.
• Use patient concierge service such as AffordableScan to find the nearest clinic and book an appointment. We’ll be happy to assist you!