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MRI scan cost in Florida by insurance type & health plans
Hospital MRI costs
Imaging center MRI costs
Fully Insured patient
$160 – $1,643 (25% co-pay)
$80 – $986 (25% co-pay)
$641 – $6,570
$321 – $3,942
$54 – $124 (20% co-pay)
$36 – $83 (20% co-pay)
$318 – $725
$272 – $518
Insured MRI cost
At hospitals in Florida, insured patients can expect to pay a 25% co-pay which considering an MRI cost between $641-$6,570 can translate to a copay of $160-$1,643. Please make sure that the radiologist is in-network, otherwise, you’ll pay a higher out-of-network price.
Medicare MRI cost
Medicaid & Medicare are the largest payers of hospital & imaging centers in Florida, and for this reason, they get the best-negotiated rates. They can pay as little as $272-$622 dollars per scan, so as a patient you can expect a co-pay price ranges between $54-$124. Keep in mind there is a big chance your doctor will deny you an MRI referral, as Medicare is very selective in which cases of medical imaging it covers.
High-deductible MRI cost
Almost 40% of adult patients belong to high-deductible plans, who need to meet their deductible of up to $13,000 per family before the insurance kicks in. Considering this, they can expect to pay the full price of MRI scan, so their best option is to pay in cash (see below).
Cash MRI cost
Self-pay patients through platforms such as AffordableScan can get up to an 80% discount in Florida by booking unused appointments from an imaging clinic. This could mean getting an MRI scan for as little as $321.
An MRI scan is a procedure that uses a large magnet to produce images of internal body organs & soft tissues. According to articles published in USA Today, the MRI cost varies widely based on facility & location. There are about 3,000 hospitals with imaging centers that need to pay for their expensive emergency departments, so they charge insurance companies high prices for their patients’ use of imaging services.
Did you know? Imaging procedure prices in the US are about 10x what they are in Europe.
Tips for savings on MRI scan price in Florida
Shop around for the best price & don’t hesitate to ask for a discount and compare prices
Look for facilities that work with a teleradiologist, those provide much more affordable imaging reading costs
Ask about all the fees. Do they include the cost of MRI medical tests and the cost of the radiologist reading?
Take your doctor’s referral with you to another facility to price compare. Your referral might be issued to one of the most expensive hospitals in the country, but you are free to take it to any other facility of your choice within the state
Find the most suitable machine for your type of scan. – if you need an MRI for a knee or a shoulder, you don’t need to do it in the “Ferrari” of Magnetic Resonance Imaging (MRI) machines, which will cost you thousands of dollars. For these cases, you can use a testing facility that has high-quality but simpler machines, which will cost you a fraction and will do the job equally well.
Use patient concierge service such as AffordableScan to find the nearest clinic and book an appointment. We’ll be happy to assist you!
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Concierge at AffordableScan | 4 min read
The concierge team at AffordableScan works with top experts & doctors in the industry to publish the latest research & news on medical care in the US.